THE MediShield Life committee has submitted its recommendations to the Singapore government, proposing almost S$4 billion in support over five years towards the revamped national health insurance scheme which offers lifelong coverage and better protection.
Among the recommendations are higher claim limits, which means that patients pay less while MediShield Life covers more. This includes higher daily claims for normal ward charges, higher cancer treatment claim limits and lower co-insurance rates of 3-10 per cent, down from 10-20 per cent. In addition, the lifetime claim amount of $300,000 is being lifted.But premiums are set to increase in line with the wider and higher coverage.
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